Gain new knowledge on your schedule

Terms and Conditions for Users

Our website's Acceptable Use Policy is designed to ensure a harmonious online community where every user feels respected and safe. When you access our platform, you're implicitly agreeing to abide by these guidelines, which complement our broader Terms and Conditions. Operated by our organization ("we" or "us"), our website serves as a digital space to inform users about our products and services. Your adherence to these policies is pivotal for fostering a positive user experience and promoting fruitful interactions among all participants.

1. Terms of Use Acknowledgement

As a user, you have the right to use this site according to the Terms of Use that may be revised at our discretion over time. Your continued use signifies your acceptance of these terms for the duration of your access.

2. Our Liability Restrictions

Users are required to engage with the website in a lawful manner. It is prohibited to upload, share, or disseminate any content that could violate intellectual property rights, promote illegal activities, or be considered fraudulent, misleading, defamatory, obscene, or discriminatory in nature.

3. Blocked Usage

Users must adhere to the following guidelines to ensure security and proper usage of the website:
  • Avoiding the use of false passwords or accessing data not intended for the user's access;
  • Ensuring passwords are not disclosed to third parties or used by unauthorized individuals;
  • Refraining from attempting to breach security measures or interfere with the network without proper authorization;
  • Avoiding activities that disrupt service to other users or networks;
  • Not engaging in unsolicited email or forging TCP/IP packet headers;
  • Obtaining explicit permission before hijacking or altering website content.

4. Third-party Sites and Hyperlinks

We do not guarantee the security of our websites or ensure the security of your communications with them. Linking to our websites without our prior written consent is strictly forbidden. While some external links may be provided for user convenience, we do not endorse these sites or their content, and we accept no responsibility for them. You are solely responsible for any risks arising from your use of these external sites.

5. Payment for Services

The basic version of the Service can be used completely free of charge. However, you have the option to subscribe to a Premium membership in order to get access to additional functionalities on the Site. You also have the option to purchase other services or materials whether or not you have a Premium membership.
The prices and the related terms for all Paid Services, including the Premium membership, are governed by the Paid Services terms
Where a free-trial period is included, you will not be charged until the free period is over. At this point your card will automatically be charged using the card details entered at the beginning of the trial. There are no refunds or credits for partial monthly subscriptions.
Where you have purchased a Paid Service (including a Premium membership), details of which can be found at our site the following terms set out in this clause shall also apply to your use and access of the Paid Service. Where there is any conflict between this clause and the other terms set out in these Terms of Service, the terms in this clause will prevail. The following terms shall apply to you whether or not you are the individual using the Paid Service or if you are a third party facilitating and/or paying on behalf of an individual to use the Paid Service. If you are using the Paid Service pursuant to an agreement entered into by company and a third party paying for and/or facilitating your use of the Paid Service then where the terms below are in conflict with the terms of the agreement entered into by company and the third party the terms of such agreement shall prevail.
  • The ordering process for Paid Services on the Site allows you to check your order before you proceed with your purchase: please check the details of the order before you proceed to payment. We will send you a confirmation email each time that you purchase a Paid Service. The contract between you and company for the relevant Paid Service, which is subject to these Paid Services Terms, is formed at the time we send such confirmation email.
  • By placing an order, you agree to pay the stipulated fees (which may be separately agreed with company) for the relevant Paid Service(s) by credit card or any other form of payment accepted by company, along with the VAT (if applicable) and any other fees or amounts associated with such Paid Service(s). The most recent fees for each Paid Service are set out at our site and you acknowledge and agree that such fees may change from time to time. Any price changes will be announced on the company website and will not affect existing subscriptions (so if you have signed up for a membership for a certain price, price changes won’t affect your existing subscription, and will only apply to any future subscription purchase).
  • Company uses secure payment service providers to make sure that your payments are secure.
  • In relation to Paid Services that are offered on a subscription basis, company offers different subscription periods so that you can choose the one that best meets your needs. Payment for subscription-based Paid Services is made in advance. Details of the different subscription types and prices are available at our site
  • Where a subscription-based Paid Service renews automatically, your credit card will be charged automatically at the end of your current subscription period and your subscription will, unless you cancel it, be renewed for the same period of time. Subscriptions do not expire during the subscription period due to non-use of the subscribed Paid Service. You can check on the length of your subscription at any time by viewing your account information or going to "Settings" and then “Subscription” within the Site.
  • Company may run promotions and free offers which may be subject to additional terms or restrictions. These promotions and offers may not be shared among different Users.
  • Please be advised before you pay that, unless and to the extent expressly set out to the contrary in these Paid Services terms (and particularly the 14-Day Money Back Guarantee described below) or otherwise agreed with company in writing, any amounts paid in advance will not be refunded.
  • You may cancel any purchase of a Paid Service and claim a refund from company for any reason within the first 14 working days following your initial purchase. However if you have used the Paid Service prior to exercising your cancellation right then you must pay for the value of the Paid Service provided up to the date of cancellation.
Company may suspend or terminate your access to and/or use of any one or more Paid Services immediately and without liability if:
  • Company has reason to believe that you are in breach of or have acted inconsistently with these Paid Services Terms; or
  • Company is entitled to suspend or terminate your account, or your use of the Service generally.

6. Payment Refund Process

If you're not satisfied with your purchase, you have a window of 14 days from the date of purchase to request a refund. However, please note that refunds are subject to our discretion. Various factors such as payment processing capabilities, platform of purchase (website or mobile app), statutory fees, and taxes may affect your refund eligibility. Refund requests made after the 14-day period will not be honored.
We reserve the right to take action, including the banning of your account and restricting future use of our Services, if we suspect abuse of our refund policy.

7. End of Service Use

In the event of the company deciding to terminate the agreement, we will notify you via email at the address provided during registration. This email will specify the termination date, upon which the agreement will be deemed terminated. Consequently, your email address and password associated with our main site will immediately become invalid.

8. Protecting Your Data

Please read the website Terms and Conditions of Use and Privacy Policy carefully. By proceeding to access the website you shall be deemed to accept the website Privacy Policy and Terms and Conditions of Use.

9. Updated User Terms

We reserve the right to unilaterally modify these terms at any point in time to reflect changes to our business model, technological upgrades, or legal requirements. All changes will be effective immediately upon their announcement on our website or through direct communication if deemed necessary. Regular review of these terms is encouraged to ensure continued compliance and understanding of your responsibilities. Continued engagement with our services following any updates signifies your agreement to the revised terms.

10. Guarantee Negation Notices

Our websites and content are provided on an "as is" and "as available" basis without any warranty of any kind, either express or implied. The company explicitly disclaims any warranties of merchantability, fitness for a particular purpose, quiet enjoyment, or non-infringement of intellectual property rights or other proprietary rights. Furthermore, we make no guarantees that our websites or content will meet your requirements or that their operation will be uninterrupted, secure, or error-free. We also do not warrant the quality, accuracy, timeliness, or completeness of any content obtained through our websites. Additionally, we do not guarantee that files available for download from our websites will be free from harmful components such as viruses. Your use of our websites and content is at your own risk, and the company assumes no liability for any damages that may result from such use.